AURIX · Phase 5 invest
Recorded investments.
Live rails when certified.
Stocks, ETFs, gold, silver, and startup commitments in a smaller Phase 5 slice — clear fees, risk acknowledgements, and honest status. Not live brokerage until partners activate.
In this release
Smaller Phase 5 coverage — recorded first, brokers and custody later.
Stocks & ETFs
Recorded in AURIX — not a live broker fill until licensed partners are activated.
Gold & silver
Order flow via Markets / Trade with fees on review. Vault allocation stays gated until custody is certified.
Startup commitments
Recorded high-risk commitments with mandatory risk acknowledgement. Escrow and live ROI tracking come later.
Markets we focus on first
EU first (DACH)
Home base for product, payroll Sachbezug, and retail framing. Default investor type: retail / non-professional.
Gulf corridors
Gold-as-a-Service send/pickup focus (SA · EG · KW · AE · QA) — practice until each corridor is licensed.
US later
Expansion market only. Not designed into this Phase 5 UI.
Later / not this slice
- Live brokerage (Alpaca / DriveWealth / IB-style)
- Bonds as a first-class product (optional — not required for this slice)
- Crowdfunding escrow protection & live ROI
- US retail brokerage / accreditation flows
- Live vault redeem, gold-backed lending as live credit, gift-card marketplace
Legal & product honesty
Refunds, finality, eligibility
Founder product direction for design — not a substitute for counsel before live money movement.
When is a transaction “final”?
In this release: final means recorded in AURIX (status: recorded). It does not mean you own a settled security or vaulted metal. Later: submitted → settled with a partner.
Cooling-off & refunds
Practice / recorded entries do not move market assets — there is usually nothing to refund. If a card reservation is charged, refunds follow the payment provider and our terms. Statutory cooling-off for live EU products will be defined with counsel before go-live — we do not invent a period in the UI today.
Cancellation
Drafts can be discarded. After recorded, use “request cancel” — support flow, not an instant market unwind.
Entity & licence
AURIX is an orchestration layer (aurixapp.de) — not a vault custodian. We do not name a licence type in the product until counsel confirms. Copy uses “in certification / partner-activated.”
Eligibility & limits
Design assumes KYC tiers, soft per-order limits, and a hard risk acknowledgement for every startup commitment. Exact thresholds follow compliance.
Wording we use
“Record” for stocks, ETFs, and startups. “Buy” for metal practice with custody-gated honesty. Startup screens warn you may lose the entire commitment.
After you record or order
Track
See holdings and history on the dashboard. Metal P&L uses London-linked spot where available.
Sell / exit
Practice metal: sell in Trade. Recorded stocks/ETFs/startups: request exit until a broker path exists.
Fees on review
Order review always shows fee / spread / total before confirm — including practice mode.
Be first when AURIX opens its doors.
Create your account to get early access, founding-member pricing, and updates as we move from architecture to MVP.
